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Full Time Credit Repair is owned and operated by 
Forday Holdings LLC,.
3550 Paradise Road #607
Las Vegas, NV 89169

  • Attorney Escalated Credit Repair
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We Help to Educate On Credit.
Made with 💓 in Las Vegas, Nevada.

“Attorney Escalated Credit Repair”: Full Time Credit Repair, its affiliates, entities, representatives (including but not limited to David Forde), and associated parties do not proclaim to be attorneys, law firms, or legal professionals, and do not provide legal advice, representation, or services of any kind. We are not licensed to practice law and cannot offer opinions, interpretations, or guidance on legal matters.

Instead, our services focus on administrative and preparatory tasks, such as the filing of dispute letters and related paperwork, which are commonly handled as “legwork” in consumer protection attorney offices. These activities are conducted in full compliance with the Credit Repair Organizations Act (CROA) and other applicable federal and state laws.
For more info
GO HERE.

*No Upfront Payment for the First 7-days:*

In full compliance with the federal Credit Repair Organizations Act (CROA) (15 U.S.C. §§ 1679 et seq.), we do not charge or receive any payment, fees, or other consideration for credit repair services before those services have been fully performed as described in your written contract. To give you immediate access to our platform, tools, and support while strictly following this law, no upfront payment is required or processed during the first 7 days after enrollment.

On the 7th day, a working fee of $195 (our standard monthly fee) will be billed and collected, but only after we have fully performed initial services (such as account setup, credit report analysis, and preparation/submission of initial disputes or other agreed-upon work). All subsequent monthly fees are charged only for services that have already been completed in the prior period. This structure ensures full regulatory adherence and consumer protection, similar to policies used by other established credit repair providers.

You have a 3-business-day right to cancel your contract for any reason without penalty or obligation (see the “Notice of Cancellation” in your contract for the full form and instructions). No specific results or credit score improvements are guaranteed, as outcomes depend on individual credit profiles and bureau responses. For complete terms, fees, service descriptions, and your rights, refer to your written agreement and our full disclosures. Official CROA information is available at ftc.gov.

24 Hour Credit Repair Advertisement: We guarantee your first round of dispute letters will be reviewed, written, and mailed within 24 hours of receiving your report.
This is not a promise of 24-hour results — it’s a promise of 24-hour action.

24 Hour Business Advertisement: Starting a credit repair business requires compliance with federal and state laws. Training provided.
Consult with a legal professional before starting your business.

Service Provider Statement: Our credit repair services involve a detailed assessment and action plan tailored to your individual situation. We adhere to ethical standards and all applicable laws regarding credit reporting and repair. However, we cannot guarantee the removal of all negative information from your credit reports or a specific improvement in your credit score. Each credit situation is unique and results may vary.

Licensing and Compliance: Fulltimecreditrepair.com is a licensed and bonded entity, operating in compliance with the laws of the State of Nevada. We are committed to delivering reputable and reliable credit repair services.

FICO™  Usage Disclaimer: “FICO™ ” is a registered trademark of Fair Isaac Corporation. Fulltimecreditrepair.com is not affiliated with Fair Isaac Corporation. We reference “FICO” only for informational purposes, given its relevance to our credit repair services. Please Note: Billing statement will show “FULLTIMECREDIT” in header section.

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